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Top 10 Benefits of Car Insurance

Car Insurance

Whether you purchase a new vehicle or an old one, it is mandatory to buy insurance. For the unversed, car auto insurance is of two types, third-party insurance, and comprehensive insurance. While third-party insurance guarantees protection against all kinds of financial and legal liabilities towards a third party, the latter offers damage cover in cases of accident, fire and other natural calamities. Additionally, it also covers any liability towards a third party.

Here are some of the advantages of insurance you’re unaware of.

1. Damage or Loss 

Insurance offers you protection against damage or loss to the car. So, your car insurance will come to the rescue if your car faces damage due to fire, an accident, burglary, strikes or riots. Furthermore, it also covers the damages sustained by your car during transit via any mode of transport.

2. Passenger Accident Cover

Personal accident cover is yet another perk of car insurance. It offers personal accident cover for a pre-decided amount in case of permanent total dysfunction or death due to an accident. Furthermore, this cover can be extended to other passengers involved in the accident, for an amount pre-decided under the motorcycle insurance policy.

3. Large Network of Garages

Car Insurance helps you get cashless repair services in some of the locations as there is an extensive network of garages across the country. So, as and when the need arises, you can benefit from convenient repair services for any damage to your vehicle.

4. Protection Against Third-Party Liabilities

At times, if your car undergoes an accident and you suffer damage or loss, then your insurance will cover it. Moreover, in case of damage or loss to the third parties’ property, your car/auto insurance solution covers that too. Furthermore, suppose any bodily damage or injury to any third party involved in the accident, and you face any legal liabilities. In that case, your car insurance will protect you against it.

5. No Claim Bonus

Another significant advantage of car/auto insurance is the no claim bonus. The customer can enjoy this benefit in every claim-free year. At times, this benefit is available as a discount on the premium amount, which results in more affordable car insurance.

6. Damage Due to Accidents on Roads

Life is unpredictable, and that’s why you should always be careful about what you do. Most of all, you have to be extra cautious while driving on the road because even a minor distraction can cause fatal accidents. However, if you buy car insurance in Riverside California, you will not have to worry about the damages due to accidents on the roads.

7. Theft of Car

Once you buy a car, you go through the fear of your car getting stolen. However, if that does happen, you cannot afford to buy a new one. So, it is always better to purchase car Auto insurance beforehand to get protection against the theft of your car. Though the car insurance Riverside California doesn’t provide you with the total amount to buy a new car, it will reimburse a depreciated amount based on the value of your car.

8. Natural Calamities

Though we can control our actions, nature is beyond our reach and non-manipulative. Moreover, natural calamities like floods, landslides, earthquakes, tsunamis, etc., are unpredictable. These catastrophes can cause massive damage to your car. However, getting a auto insurance solution can cover the losses that your car experiences due to natural calamities.

9. Fire Incidents

Be it for natural or artificial causes, things do catch fire and burn into ashes. However, fire accidents are prevalent and can be triggered at any time. Also, a car can catch fire due to many reasons and undergo a lot of damage. So, to fortify your motor and pocket from financial burden, lay your hands on a  motorcycle insurance solution.

10. Add-ons

Other car insurance benefits include unique add-ons like engine protection, roadside assistance, zero depreciation, etc. However, these add-ons may vary in different auto insurance quotes.


Come get a quote and ensure you have the proper auto insurance coverage in place at JMW Insurance Solutions. Otherwise, you’re putting yourself, your family, and others at risk.