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Helping Others and Making a Difference Through Insurance Solutions

We are committed to protecting what matters most to you with insurance that meets your needs.

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Insurance Agency That Protects What Matters Most

Providing a variety of personal insurance and business insurance solutions is what JMW Insurance Solutions, Inc. does best.

We’re Here to Protect What You Love

On the surface, insurance might seem boring, but when it comes to how it actually protects what you care about, it’s anything but. We specialize in insurance for the things we know and do, so we have firsthand knowledge of the risks and coverages you may need.


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As an independent insurance agency, we are here to help you find the right coverage.

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Real clients. Real reviews. Real coverage.

“Martin is a true class act. Understands his business very well and pays attention to detail. A true honest individual who seeks to truly help his clients!”
– Carlos Galdamez

“I have been using JMW Insurance Solutions for more than 10 years now. I would not trust my insurance to anyone else.”
– Brent Slama

“One of the best interactions I’ve had with an insurance agency, ever! Not only were they patient when I was looking for a quote that fit into my budget, but they were immensely kind throughout the entire process.”
– Dwayne M. Tyner

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JMW Insurance Solutions, Inc.

We believe in doing what’s right for you.

Since 2008, JMW Insurance Solutions, Inc. has been honored to serve the insurance needs of individuals, families, and businessses across California, Arizona, and Nevada. Owner Martin Johnson began the agency with the goal of making a difference in the world through kindness and support, which is what we strive to achieve on a daily basis. Because protecting what’s important in your life is our top priority, and we want to make sure you are taken care of.

As an independent insurance agency, JMW Insurance Solutions is able to shop a wide variety of insurance companies to help you find the right coverage for your needs, including coverage options and an affordable rate. We believe in doing what’s right for others, which is why we do more than just help you find a policy, we reach out to you regularly to make sure that you are protected through all of life’s changes. It’s just who we are.

Learn More

Hey, Martin Johnson Here

I’m honored to serve your insurance needs.

  • I grew up in Anaheim, CA.
  • I believe in helping others and making lifelong customers.
  • I started my insurance career in 2003 with Farmers Insurance.
  • In 2008, I started JMW Insurance Solutions, Inc. to better serve my clients.
  • I’m on the board of Greater Riverside Dollars for Scholars, which helps students attend college.
  • I enjoy family time in Lake Havasu, Glamis, and National Parks.
  • I love spending time with my family boating, off-roading, camping, and playing in the sand.

We Are a Different Kind of Insurance Agency

Protecting what matters most to you isn’t just our job, it’s our duty and honor to do so. Here’s what sets us apart from the rest.

Our Priority Is You

Protecting the important things to you is what we prioritize, from helping you find quality coverage to fitting your budget needs.

We Work to Earn Your Trust

Our goal is to have you as a customer for life, but we know that’s something we need to earn, which is why we work hard to do just that.

We Make Insurance Personal

Insurance isn’t just a set it and forget it. Things change in life, so we reach out to you regularly to help make sure you have the right coverage.

Available When You Need Us

We understand you might have questions about your insurance, we aim to make ourselves as available as possible to answer you in a timely manner.

We Bring Personalized Support

We want you to be confident in your coverage, which is why we go into depth about your coverage options so you understand your risks and your insurance.

Honesty Is Our Policy

We believe in honesty being the best policy. That’s why we’re upfront with you about your coverage needs and policy options to help make sure you are protected.

The Advantage of an Independent Agency Working for You

What makes our independent insurance agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How

Serving California and Beyond

Based in Riverside, CA, we are proud to serve clients in California, as well as Arizona and Nevada. Contact us today for your insurance needs.

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How can JMW Insurance Solutions, Inc. help?

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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Providing for Your Family
Risk Factor

Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?


Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.

Mortgage Payments
Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.


A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.

Auto Payments
Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.


A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs
Risk Factor

An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?


A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings
Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.


Life insurance can help support a surviving spouse during their retirement.

Protecting Your Small Business
Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.


A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement
Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.


Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.

Life Insurance 101

Make sure you cover the unique risks you face with life insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.

  Contact JMW Insurance Solutions, Inc.

As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.

Riverside, CA

10800 Hole Avenue, Suite 8
Riverside, CA 92505

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