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Local Insurance For You And Your Family

JMW Insurance Solutions is an independent agency in Riverside. We compare multiple carriers to find coverage that fits your family or your business, and we stay with you long after the policy is signed.

Select coverage type to get a quote

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Commercial

Protect your business from the risks that matter most.

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Bundle Home + Car

One agent, one renewal date, and a multi-policy discount.

Toys (RV & Off-Road Vehicles)

Coverage for the road, the campsite, and everything in between.

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Boat Insurance

Protection on the water, at the dock, and on the trailer.

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Don't see what you're looking for?

We offer insurance for 30+ everyday risks.

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Local Insurance For You And Your Family

JMW Insurance Solutions is an independent agency in Riverside. We compare 35+ carriers to find coverage that fits your family or your business, and we stay with you long after the policy is signed.

Pick a coverage


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Bundled Home + Car

Multi-policy discounts

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Home Insurance

Protect your house

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Car Insurance

Coverage that follows you

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Commercial Insurance

Safeguard your investments

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Allstate
Berkley
CNA
Geico
Nationwide Insurance
The Generak
Travelers

Choose The Type of Coverage You Need

Whether you're protecting your home and family or the business you've built, we compare options across dozens of carriers to find the right fit at the right price.

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Personal Insurance

Protect your home, your vehicles, and the people who matter most, with coverage built around your life and budget.

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Commercial Insurance

From liability to workers' comp, we protect California businesses with coverage that matches how you actually operate.

Coverage Options

Local Agents Who Put Your Interests First

Personal Insurance Includes:


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Auto Insurance

Right-sized limits at a rate we've already shopped across dozens of carriers.

Homeowners Insurance

Limits that match what your home would actually cost to rebuild today.

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Life Insurance

Keeps your mortgage, your income, and your family's plans intact without you.

Business Insurance Includes:


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General Liability Insurance

Keeps one slip, lawsuit, or damaged client property from ending your business.

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Workers’ Compensation

Required in California from your first hire, with your classifications done right.

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Commercial Property Insurance

Building, equipment, and inventory covered at what it costs to replace today.

Why Choose Us

Local Agents Who Put Your Interests First

We Work for You, Not the Carrier

As an independent agency, we answer to you, not to an insurance company. We review your options objectively, recommend what actually fits, and step in as your advocate at claim time to push for a fair, timely result.

Multiple Carriers, Compared for You

With access to 35+ trusted carriers, we compare coverage and pricing side by side so you don't have to. You get real choices, honest recommendations, and confidence that you're not paying more than you should.

Serving California Since 2008

Martin Johnson started JMW in 2008 after five years in the industry, with a simple goal: make a difference through kindness and support. From our Riverside office, we serve families and businesses across California, Arizona, and Nevada.

We Insure What We Actually Know

We don't just cover homes and cars. Boats, RVs, off-road vehicles, classic cars, and motorcycles are things our team owns and uses, so we understand the risks and the coverage gaps firsthand.

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Comparison Table

A Clearer Way to Compare Insurance Coverage

Buying from a 1-800 number

Going Direct

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One company, one set of rates

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A new rep every call

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You shop and compare alone

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At renewal, you're on your own

Working with

JMW Insurance Solutions, Inc.

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Dozens of carriers, one search

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A local agent who knows you

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We compare on your behalf

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We re-shop your rate every year

Trusted by Families and Businesses Alike

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Practical Insurance Insights You Can Utilize

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By JMW Insurance Solutions, Inc. • October 9, 2026
Your auto premium increased but you didn't file claims or get tickets? Learn the real reasons California car insurance rates rise and what you can do about it.
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By JMW Insurance Solutions, Inc. • October 9, 2026
California requires nearly all employers to carry workers' compensation insurance. Learn who needs it, penalties for going without, and how coverage protects your business.
Aerial view of a suburban house fire with smoke and flames near nearby homes and trees
By JMW Insurance Solutions, Inc. • October 9, 2026
Learn what your California homeowners policy covers for wildfire damage, how the FAIR Plan works, and steps to protect your home and financial future.

Getting a Quote Is Quick and Painless

Need Help Right Now?

Most visitors start here when they need help after hours.

Get a Quote

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Chat With Us

Send Us a Message

Frequently Asked Questions

Answers to Help You Make an Informed Decision

  • What does it mean to be an independent insurance agency?

    It means we're not owned by or tied to any single insurance company. Instead of selling you one carrier's product, we represent multiple carriers and compare them on your behalf. If a better fit comes along at renewal, we can move you without you starting over somewhere new.

  • What areas do you serve?

    We're licensed in California, Arizona, and Nevada. Our office is in Riverside, so we work closely with clients across the Inland Empire, including Corona, Moreno Valley, Jurupa Valley, Eastvale, Norco, Temecula, Murrieta, Ontario, Rancho Cucamonga, and San Bernardino.

  • How much does it cost to get a quote?

    Nothing. Quotes are always free and come with no obligation. Tell us what you want to protect and your budget, and we'll do the shopping and walk you through your options.

  • What types of insurance do you offer?

    On the personal side we cover auto, home, life, renters, and more. On the commercial side we handle general liability, workers' compensation, commercial property, commercial auto, and other business coverage. If you're not sure what you need, we'll help you figure it out.

  • How is our Insurance different from buying directly from a carrier?

    Buying direct gets you one company's rates and one company's options. Working with us gets you dozens of carriers compared in a single conversation, a local agent who knows your name, and someone who re-shops your rate at renewal instead of letting it quietly climb.

Our Locations

Contact Your Local Office

FIND US

Riverside Office

10800 Hole Avenue, Suite 8 Riverside, CA 92505

Mon–Fri · 9:00–5:00

Get directions →

No Obligation · No Sales Pressure

When Did You Last Look at Your Policy?

Most people sign once and never revisit it, even as homes, vehicles, and families change. Send it over and Martin will tell you straight whether it still fits.