Local Insurance For You And Your Family
JMW Insurance Solutions is an independent agency in Riverside. We compare multiple carriers to find coverage that fits your family or your business, and we stay with you long after the policy is signed.
Select coverage type to get a quote
Commercial
Protect your business from the risks that matter most.
Bundle Home + Car
One agent, one renewal date, and a multi-policy discount.
Toys (RV & Off-Road Vehicles)
Coverage for the road, the campsite, and everything in between.
Boat Insurance
Protection on the water, at the dock, and on the trailer.
Don't see what you're looking for?
We offer insurance for 30+ everyday risks.
Local Insurance For You And Your Family
JMW Insurance Solutions is an independent agency in Riverside. We compare 35+ carriers to find coverage that fits your family or your business, and we stay with you long after the policy is signed.
Pick a coverage
Bundled Home + Car
Multi-policy discounts
Home Insurance
Protect your house
Car Insurance
Coverage that follows you
Commercial Insurance
Safeguard your investments







Choose The Type of Coverage You Need
Whether you're protecting your home and family or the business you've built, we compare options across dozens of carriers to find the right fit at the right price.
Personal Insurance
Protect your home, your vehicles, and the people who matter most, with coverage built around your life and budget.
Commercial Insurance
From liability to workers' comp, we protect California businesses with coverage that matches how you actually operate.
Coverage Options
Local Agents Who Put Your Interests First
Personal Insurance Includes:
Auto Insurance
Right-sized limits at a rate we've already shopped across dozens of carriers.
Homeowners Insurance
Limits that match what your home would actually cost to rebuild today.
Life Insurance
Keeps your mortgage, your income, and your family's plans intact without you.
Business Insurance Includes:
General Liability Insurance
Keeps one slip, lawsuit, or damaged client property from ending your business.
Workers’ Compensation
Required in California from your first hire, with your classifications done right.
Commercial Property Insurance
Building, equipment, and inventory covered at what it costs to replace today.
Why Choose Us
Local Agents Who Put Your Interests First
As an independent agency, we answer to you, not to an insurance company. We review your options objectively, recommend what actually fits, and step in as your advocate at claim time to push for a fair, timely result.
With access to 35+ trusted carriers, we compare coverage and pricing side by side so you don't have to. You get real choices, honest recommendations, and confidence that you're not paying more than you should.
Martin Johnson started JMW in 2008 after five years in the industry, with a simple goal: make a difference through kindness and support. From our Riverside office, we serve families and businesses across California, Arizona, and Nevada.
We don't just cover homes and cars. Boats, RVs, off-road vehicles, classic cars, and motorcycles are things our team owns and uses, so we understand the risks and the coverage gaps firsthand.

Buying from a 1-800 number
Going Direct
One company, one set of rates
A new rep every call
You shop and compare alone
At renewal, you're on your own
Working with
JMW Insurance Solutions, Inc.
Dozens of carriers, one search
A local agent who knows you
We compare on your behalf
We re-shop your rate every year
Practical Insurance Insights You Can Utilize
Getting a Quote Is Quick and Painless
Need Help Right Now?
Most visitors start here when they need help after hours.
Frequently Asked Questions
Answers to Help You Make an Informed Decision
What does it mean to be an independent insurance agency?
It means we're not owned by or tied to any single insurance company. Instead of selling you one carrier's product, we represent multiple carriers and compare them on your behalf. If a better fit comes along at renewal, we can move you without you starting over somewhere new.
What areas do you serve?
We're licensed in California, Arizona, and Nevada. Our office is in Riverside, so we work closely with clients across the Inland Empire, including Corona, Moreno Valley, Jurupa Valley, Eastvale, Norco, Temecula, Murrieta, Ontario, Rancho Cucamonga, and San Bernardino.
How much does it cost to get a quote?
Nothing. Quotes are always free and come with no obligation. Tell us what you want to protect and your budget, and we'll do the shopping and walk you through your options.
What types of insurance do you offer?
On the personal side we cover auto, home, life, renters, and more. On the commercial side we handle general liability, workers' compensation, commercial property, commercial auto, and other business coverage. If you're not sure what you need, we'll help you figure it out.
How is our Insurance different from buying directly from a carrier?
Buying direct gets you one company's rates and one company's options. Working with us gets you dozens of carriers compared in a single conversation, a local agent who knows your name, and someone who re-shops your rate at renewal instead of letting it quietly climb.
Our Locations
Contact Your Local Office
FIND US
Riverside Office
10800 Hole Avenue, Suite 8 Riverside, CA 92505
Mon–Fri · 9:00–5:00
No Obligation · No Sales Pressure
When Did You Last Look at Your Policy?
Most people sign once and never revisit it, even as homes, vehicles, and families change. Send it over and Martin will tell you straight whether it still fits.




